:root{--ink:#1f2a37;--muted:#5b6675;--bg:#faf8f3;--card:#fff;--gold:#b8860b;--gold2:#d4a72c;--navy:#1e3a5f;--line:#e7e2d6}
*{box-sizing:border-box}body{margin:0;font:17px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--navy)}img{max-width:100%;height:auto}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5}
.nav{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:10px 20px;max-width:1080px;margin:0 auto}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:700;line-height:1.2}
.brand img{width:44px;height:44px}.brand small{display:block;font-weight:400;color:var(--muted);font-size:12px}
.links{display:none;gap:18px}.links a{text-decoration:none;color:var(--ink);font-size:15px}
.call{background:var(--navy);color:#fff!important;padding:9px 14px;border-radius:8px;text-decoration:none;font-weight:600;white-space:nowrap;font-size:15px}
@media(min-width:900px){.links{display:flex}}
.hero{padding:48px 0 40px;background:linear-gradient(180deg,#fff,var(--bg))}
h1{font-size:clamp(30px,5vw,46px);line-height:1.15;margin:0 0 14px;color:var(--navy)}
h2{font-size:clamp(24px,3.4vw,32px);color:var(--navy);margin:0 0 12px}h3{margin:0 0 6px}
.lead{font-size:19px;color:var(--muted);max-width:640px}
.btns{display:flex;flex-wrap:wrap;gap:12px;margin-top:22px}
.btn{display:inline-block;padding:14px 22px;border-radius:10px;font-weight:700;text-decoration:none;text-align:center}
.btn.primary{background:var(--gold);color:#fff}.btn.ghost{border:2px solid var(--navy);color:var(--navy)}
section{padding:44px 0}.alt{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.grid{display:grid;gap:16px}@media(min-width:720px){.g3{grid-template-columns:repeat(3,1fr)}.g2{grid-template-columns:repeat(2,1fr)}.g4{grid-template-columns:repeat(4,1fr)}}
.card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:20px}
.step b{display:inline-flex;width:34px;height:34px;border-radius:50%;background:var(--gold);color:#fff;align-items:center;justify-content:center;margin-bottom:8px}
.gap{background:#fff4d6;border:1px dashed #c9a227;padding:2px 6px;border-radius:4px;font-size:.9em}
.cta{background:var(--navy);color:#fff;border-radius:16px;padding:28px}.cta h2{color:#fff}
details{background:#fff;border:1px solid var(--line);border-radius:10px;padding:14px 16px;margin-bottom:10px}summary{font-weight:600;cursor:pointer}
footer{background:#14263f;color:#cdd6e2;padding:30px 0;font-size:14px}footer a{color:#fff}
.small{font-size:14px;color:var(--muted)}
form label{display:block;font-weight:600;margin:12px 0 4px}input,select,textarea{width:100%;padding:12px;border:1px solid #cfc8b8;border-radius:8px;font:inherit}
#intro{position:fixed;inset:0;background:#fff;display:flex;align-items:center;justify-content:center;z-index:50;transition:opacity .4s}#intro.out{opacity:0}#intro video{width:240px;height:240px}
@media(max-width:480px){.brand small{display:none}.brand{font-size:15px}.call{padding:8px 10px;font-size:14px}}